You get a 300 payday loan for 2 weeks. Over the 2-week period, youll pay 63 in charges. Which is equivalent to a yearly interest rate of 546. You owe 363. If you dont make your payment, youre charged a 40 penalty. You now owe 403. What happens now. (with an image of a man pulling his hair) The lender can sell your loan to a collection agency to recover what you owe, which can hurt your credit score.
The lender or collection agency can sue you for the money you owe.
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Arthur State Bank.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. 0 intro apr on cash advance protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. 1 hour payday loans online.