But it has been surprisingly difficult to do so over the past several years, american advance payday loans Eric Olsen, senior partner in the Chicago office of BCG, a global business-consulting firm. What was once viewed as a strong balance sheet, BCG says, is increasingly viewed by Wall Street as a lazy balance sheet - one that underexploits a companys assets, either by holding too much cash earning low rates of return or by having too little debt. (Olsen says the credit crunch central florida unsecure personal loans changed american advance payday loans perception, except perhaps in sectors directly affected by the crunch, such as mortgage lending.
) Today, firms with bulging cash coffers risk being penalized rather than praised. And the cash has been piling up. Thanks to strong balance sheets and improved cash flow return on investment, corporate profits have soared to record levels, notes BCG. Whats more, given the recent upheaval in the credit markets and the growing fear of an economic slowdown, companies may not be inclined to draw down their cash reserves anytime soon.
In this environment, investors either hold back on giving a cash-rich companys stock its full due or push for a way to get that money into their own pockets, typically through a stock buyback. If management wont pull the trigger, private-equity firms and activist investors are happy to do the job.
The challenge, then, is for companies to satisfy their investors short-term expectations while retaining enough resources to execute long-term strategy - without stumbling into what BCG calls a cash trap (see Avoiding Cash Traps at the end of this article).
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