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Are personal loans good ideas

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Are personal loans good ideas

This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the legal department for US Cash advance.

he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not are personal loans good ideas that information.

Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan. And also your name is Charles Smith with a heavy indian accent?. Right. I told them to stop calling my job.

Are personal loans good ideas

Interest rates can top 1,000, and nearly half of borrowers default inside two years. Explore other options. Search the alternatives below, borrow from friends or family, ask your boss for an advance, or even use a pawn shop - anything but a payday loan. Interested in speaking to certified credit counselor in your area right now. Loading your loans. 211 Sacramento. Emergency Assistance. 2-1-1 San Bernardino.

Emergency Assistance. Utility Assistance.

Are personal loans good ideas

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender are personal loans good ideas on the lenders internal policies, underwriting criteria and applicable law.

WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score.

Are personal loans good ideas