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Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.
Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker.
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Now about the fact (if true) that you didn't list them as a creditor in your Chapter 7 filing, in California that debt is eliminated anyway (assuming that the rest of your creditors got nothing from your bankruptcy).
If you don't live in California, you'll have to check with a bankruptcy attorney in your state about that issue. In any event, you should be asking your own bankruptcy attorney about this because heshe knows the details of your bankruptcy. Question: I live in California. In early January I got one of those installment loans that was approved because I have a car.
Something about a title type loan (The car is not paid off and the bank has the title) Then in mid January 2015, same month, I had to file bankruptcy because a creditor was sueing me and my checks were going to be garnished. Now my bankruptcy was discharged in May 2015 but when I mentioned this loan to my attorney he said not the mention it. Do I still have to pay this debt even though it was best bank for personal loan with low interest included in my court paperwork.