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Some lenders are even requiring six months worth of reserves. This puts up a major hurdle for some borrowers. In some cases, it will kill the deal even when the borrower passes all of the other requirements with flying colors. Well-Qualified Borrowers Being Rejected.
In some cases, borrowers dont learn about cash-reserve requirements until after theyve applied for the loan. Cash advance near me92879 was the case for Brad and Melinda, a pair of veteran home buyers in Carlsbad, California.
They applied for a VA loan through Bank of America.
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