I have come to the conclusion that even when I do get back to work, there is no way I can afford this new debt. My question is, I know courts frown on new debt (less than 90 days before filing bankruptcy), are they going to put me in a fraud category.
My intensions are to file Chapter 13 with 100 payoff, so I will include these loans in the payback, and not ask for any best cash loans discharge. I'm a little scared and only making some payments (like rent, car, food, utilities), so pretty much falling behind fast. I hope I won't go to jail for this. Do banks give you personal loans. Frank, in general courts don't care much about when you incur new debt unless the lender files a motion about it.
Whether this lender would do that depends on their policy (which we don't know) and how long it would be between the loan and your filing. The motion would be to make that loan (or loans) non-dischargeable. And no, you won't go do jail over it.
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