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Youd probably want to get your credit score up a lot higher first to ensure you get the lowest rate and qualify for conforming programs that require 620 minimum scores. The part-time work would need to be ongoing with history so the lender knows youll continue to receive it.
And youll need to clear enough to keep your DTI atbelow the maximum once your total housing payment is factored in. May want to speak with lendersbrokers to run a quick pre-qual to see if its a possibility, within reach, or nowhere close.
Why is it that I can have over 150,000 and fair credit hdfc nri personal loan documents cannot secure a mortgage. I received a personal injury settlement that is handled by a financial advisor and he sends me the amount I need to live on monthly and I can call and let him know when its time to pay tuition or if I had to go the emergency room, etc.
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