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We currently require three months reserves in these cases. Borrowers may also need to have cash reserves if theyre more than 12 months removed from converting a primary residence into a rental property. Talk with lenders about their policies and guidelines. Compensating Factors. Borrowers may be able to strengthen their loan file with compensating factors.
These can vary by lender, loan type and other factors, but theyre generally positive attributes that can help convince underwriters youre a safe bet.
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The investigators found that the disease advanced more quickly among those who were very obese. This was true regardless of the level of inflammation in their joints.