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Solid credit, a long history of paying bills, good income, etc. Is there a mortgage lender who will do a home loan with no cash-reserve requirements.
Or is this a standard requirement across the industry. The short answer is yes, there are mortgage lenders out there that do not require borrowers to have cash reserves. There are also lenders with stricter requirements of up to six months cash reserves, or even 12 months for jumbo loans. And finally, there are some companies in the middle, requiring borrowers to have one or two months worth of mortgage payments in the bank prior to closing.
So its a broad spectrum. Before we cash advance waldorf md any further, let me explain what cash reserves are and why jadual personal loan bank rakyat 2018 lenders require them.
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