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Although lenders in general prefer customers with good credit record, they also lend money to bad credit holders. Guaranteed fast payday loan approval in less than 1 hour. Instant Approval usually means that you will hear from a lender very quickly. It takes several minutes to process your application.
Bear in mind that payday lenders must comply with regulations and collect the materials they require to verify your application. In certain instances, they may require additional information, which may slow down the whole process or put it on hold until you provide the required documents. If you follow the steps and do the actions requested by a lender, you should get a loan in about an hour.