To pay a credit card bill. A cash advance is a very expensive way to pay bills, and the risk of falling into revolving debt cannot be ignored. The potential to pay many times the amount of the original advance (in interest charges) is very real.
Furthermore, in addition to the higher interest rate, there are those additional fees that everyday credit card purchases are not subject to. To buy something you want but can't afford.
Going into debt for desires is not just financially dangerous, it's emotionally detrimental. A person who thrives on immediate gratification and the temporary emotional lift of a big purchase will eventually feel regret (and possibly depression, anxiety, stress and other debilitating emotions) when faced with the debt. The more compulsive the purchase, the more pronounced the regret.
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Loans are approved within one hour and better still you can have more than one loan at a time and even consolidate all into one. With over 40 branches nationwide, and 13 years worth of experience in Micro Finance, Letsatsi Finance Loan offers a range of affordable financial products to greater South Africa.
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A solution to get rid of the stress and debt now, as the interest and charges are adding up daily. If that is the case, then I would recommend using this company, it is the only one in Australia I would trust and they will contact your creditors and stop everything for you straight away, so you can get back on your feet, click here. The problem is that when you cant feed your children, or have rent to pay and you may be in some financial difficulty, payday loans make a very easy form of credit to get.
Debt can cause breakdowns in marriage, sleepless nights and constant anxiety, so when a text message can be sent to a lender and a loan received in 15mins, who really is going to say no when other options are not available.
If you are at this point and have many payday loans, then you probably have bad credit anyway and couldnt get a personal loan from a bank, or didnt earn enough to qualify for one. So right now if you are paying charges and interest and have defaults, the priority for you is to at least keep your wages every month and not be in the position of paying 90 of them to these lenders every month.