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Please contact Hang Seng staff for your personalized offers. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0. 11 and 0. 12; while Other Customers can enjoy a monthly flat rate of 0.
13, which means Prestige Banking Customers can enjoy a 15 off interest discount and Selected Customers can enjoy a 7 off interest discount. The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only.
The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
The minimum loan amount is HKD5,000.
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The new venture would offer installment loans, a term the industry prefers to use instead of payday loans. Like traditional payday loans, installment loans are small loans with high interest rates that often trap borrowers in a morass of debt. Unlike traditional payday loans, they are paid back over time periods longer than a single pay cycle.
Plain Green says its minimum repayment cycle is four months. Ten months after Plain Green started making loans, Think Finance lauded the venture in a blog post as a big win for both consumers and will taking cash advance affect my mortgage Chippewa Cree. Dozens of tribal members are employed by Plain Green and every tribal member has already received a payment based on the success of the product.
The tribe has even been able to rebuild a baseball field with revenues generated by Plain Green, the post said.